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Lenders’ Perspective: HMOs vs Multi-unit Freehold Blocks vs Short-term Lets vs Assisted Living | Lee Langley lending property finance

At OnPoint Mortgages we have always worked with investors attracted by the yields in many houses in multiple occupation (HMO).

An HMO is classified as a property rented out by at least 3 people who are not from 1 ‘household’ (for example a family) but share facilities like the...

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Focus on ESG | Michael Bristow esg lending property finance real estate

In the first in a series of ESG-related articles, CrowdProperty looks to demystify this broad topic with a particular focus on its importance both in the real estate sector and from a lending perspective.

There will be many of us who have become familiar with the acronym ESG in recent times,...

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Cash Is King – That’s Why We Have Upped Our Gearing | Roxana Mohammadian-Molina finance lending property finance specialist development finance lender

Property developers know well that cash is king and that being able to get higher gearing from a lender can make or break a property deal. Roxana Mohammadian-Molina, Chief Strategy Officer at specialist development finance lender Blend Network, argues that as the pandemic ebbs, we need to get...

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A New Generation of Tech-powered Regulated Lenders Disrupting the Lending Market | Paul Watson finance lending property finance real estate development finance

We are often told to use the right tool for the job. Specialist finance requires specialist lenders, and so real estate development finance requires niche lenders who can get their head around the intricacies of building a ground-up development or doing a conversion. Paul Watson, Head of...

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